The Direct Express® Card
The Benefits of Direct Deposit, For Those Who Prefer a Prepaid Debit Card
The Treasury-recommended Direct Express® card is a prepaid debit card payment option for federal benefit recipients who don’t have a bank or credit union account. Cardholders can make purchases at stores that accept Debit MasterCard®, pay bills, purchase money orders from the U.S. Post Office and get cash from an ATM or financial institution that displays the MasterCard acceptance mark. No bank account or credit check is required to enroll. There are no sign-up fees or monthly account fees. Many other card services are free. Additional information about the Direct Express® card is available at www.USDirectExpress.com.
When you sign up to receive your Social Security, Supplemental Security Income, VA or other federal benefits via the Direct Express® card, your money will be automatically deposited to your Direct Express® card account on your payment date.
How Can I Use My Direct Express® Card?
If you don’t have a bank account or simply prefer a prepaid debit card, the Treasury Department recommends that you sign up for the Direct Express® card. This video explains the advantages of the Direct Express® card over paper checks and tells you how you can use the card.