What is direct deposit?
Direct deposit is the electronic transfer of a federal payment owed to you into your checking, share draft, or savings account. It is safer, more secure and more convenient than receiving your payment by check. You must have a bank account or ETA (Electronic Transfer Account) to receive your payments by direct deposit.
What must I do to sign up?
The easiest way to sign up for direct deposit is to call 1 (800) 333-1795 (English) or 1 (800) 333-1792 (Spanish) and we can enroll you over the phone. Or, you may contact the government agency that pays you (see list below). For most agencies the first step is to complete the direct deposit enrollment form.
Be sure to verify with your bank the routing and account number information that is required. Return the completed form to the paying agency or to your bank.
International Direct Deposit
For information on International Direct Deposit, please visit the Social Security Administration's Web site at http://policy.ssa.gov/poms.nsf/subchapterlist!openview&restricttocategory=02024. Scroll down to the section entitled "GN 02402: Direct Deposit - Title II and Title XVI" and select the country in which you wish to receive your direct deposit payment.
Attention Railroad Retirement Beneficiaries: The Railroad Retirement Board offers International Direct Deposit (IDD) of benefit payments to beneficiaries residing in a number of countries. For more information, and to download the form, please visit: http://www.rrb.gov/mep/ben_forms.asp.