/Transmission/Summary/Batch/BusinessTransaction/FinancialTransaction/ACH

Treasury :: Financial Management Service

Enterprise Data Architecture

Transmission Business Message

Element Information
Name	ACH_Detail
Definition	Contains ACH specific content.
Namespace	urn:us:gov:treas:fms:BusinessTransaction:v4.7
Cardinality	[0..1]
Content Model	The <ACH_Detail> element contains 3 children elements and has a sequence content model. The sequence content model means that there is a particular order to the children elements of the parent element - in this case, the <ACH_Detail> element has a particular order of elements that must be followed.

Attribute Name	Use	DataType	Definition
ACH_Type	[0..1]	Credit [Payer initiates the transfer of funds.], Debit [Payee initiates the transfer of funds.], NOC [Notification of Change], Prenote [Prenotification]	Identifies a general categorization for the type of transaction.
StandardEntryClassCode	[0..1]	ARC [Accounts Receivable Entries. Single entry account debit used by orginators to convert a consumer check that is received via email or lockbox.], ACK [ACH Payment Acknowledgement], ADV [Automated Accounting Advice], ATX [Financial EDI Acknowledgement], BOC [Back Office Conversion (2008)], CCD [A credit or debit entry initiated by an organization to effect a transfer of funds to or from the account of that organization or another organization.], CBR [Corporate Cross-Border Payment (Expire March 2009)], CIE [Customer Initiated Entries. Credit entry initiated by or on behalf of the builder of a consumer account to effect a transfer of funds to the account of the receiver.], COR [Notification of Change], CTX [Corporate Trade Exchange. A credit or debit entry initiated by an organization to effect a transfer of funds to or from the account of that organization or another organization and accompanied by addenda records.], DNE [Death Notification Entry], ENR [Automated Enrollment Entry], IAT [International ACH Transaction (IAT) is a debit or credit entry that is part of a payment transaction involving a financial agency's office that is not located in the territorial jurisdiction of the United States. ], MTE [Machine Transfer Entry], PBR [Consumer Cross-Border Payment (Expire March 2009)], POP [Point of Purchase. Point of Purchase is a single entry ACH debit entry, initiated by an originator to a consumer's account for the in-person payment for goods and services.], POS [Point of Sale. A debit entry initiated at an electronic terminal to effect a transfer of funds from a consumer account of the receiver to pay an obligation incurred in a point-of-sale transaction.], PPD [Prearranged Payment and Deposit Entry. A credit or debit entry initiated by an organization pursuant to a standing or a single entry authorization from a receiver to effect a transfer of funds to or from a consumer account of the receiver.], RCK [Re-presented Check Entry], SHR [Shared Network Entry], TEL [Telephone-Initiated Entry. Telephone initiated entries indicating oral authorization by the consumer via a telephone.], TRC [Truncated Entry], TRX [Truncated Entries Exchange], WEB [Internet-Initiated Entry. Originator initiating debit entries to a consumer account pursuant to an authorization that is obtained from the receiver via the Internet are required to use the WEB standard entry class code.], XCK [Destroyed Check Entry]	Identifies the NACHA payment type.
EffectiveEntryDate	[0..1]	YYYY-MM-DD	The intended settlement date, as provided by the Originator.
CompanyEntryDescription	[0..1]	String [0, 10]	A description of the purpose of the entry or transaction.
ServiceClassCode	[0..1]	Integer []	A general classification of dollar entries to be exchanged.
TransactionCode	[0..1]	20 [Reserved], 21 [Automated Return or Notification of Change for original transaction code 22, 23, or 24.], 22 [Automated Deposit.], 23 [Prenotification of Demand Credit Authorization; Death Notification (non-dollar); Automated Enrollment Entry (non-dollar).], 24 [Zero dollar with remittance data (for CCD and CTX entries only); Acknowledgment Entries (ACK and ATX entries only) [Zero dollar with remittance data (for CCD, CTX, and IAT entries only); Acknowledgment Entries (ACK and ATX entries only)].], 25 [Reserved.], 26 [Automated Return or Notification of Change for original transaction code 27, 28, or 29.], 27 [Checking/Debit], 28 [Checking/Debit for Pre-Notes], 29 [Zero dollar with remittance data (for CCD and CTX entries only) [Zero dollar with remittance data (for CCD, CTX, and IAT entries only)].], 30 [Reserved.], 31 [Automated Return or Notification of Change for original transaction code 32, 33, or 34.], 32 [Automated Deposit.], 33 [Prenotification of Savings Credit Authorization; Death Notification (non-dollar); Automated Enrollment Entry (non-dollar).], 34 [Zero dollar with remittance data (for CCD and CTX entries only); Acknowledgment Entries (ACK and ATX entries only) [Zero dollar with remittance data (for CCD, CTX, and IAT entries only); Acknowledgment Entries (ACK and ATX entries only)].], 35 [Reserved.], 36 [Automated Return or Notification of Change for original transaction code 37, 38, or 39.], 37 [Automated Payment.], 38 [Prenotification of Savings Debit Authorization (non-dollar).], 39 [Zero dollar with remittance data (for CCD and CTX entries only) [Zero dollar with remittance data (for CCD, CTX, and IAT entries only)].], 41 [Automated Return or Notification of Change for original transaction code 42, 43, or 44.], 42 [Automated General Ledger Deposit (Credit).], 43 [Prenotification of General Ledger Credit Authorization (non-dollar).], 44 [Zero dollar with remittance data (for CCD and CTX entries only).], 46 [Automated Return or Notification of Change for original transaction code 47, 48, or 49.], 47 [Automated General Ledger Payment (Debit).], 48 [Prenotification of General Ledger Debit Authorization (non-dollar).], 49 [Zero dollar with remittance data (for CCD and CTX only).], 51 [Automated Return or Notification of Change for original transaction code 52, 53, or 54.], 52 [Automated Loan Account Deposit (Credit).], 53 [Prenotification of Loan Account Credit Authorization (non-dollar).], 54 [Zero dollar with remittance data (for CCD and CTX entries only).], 55 [Automated Loan Account Debit (Reversals Only).], 56 [Automated Return or Notification of Change for original transaction code 55.], 81 [Credit for ACH debits originated.], 82 [Debit for ACH credits originated.], 83 [Credit for ACH credits received.], 84 [Debit for ACH debits received.], 85 [Credit for ACH credits in rejected batches.], 86 [Debit for ACH debits in rejected batches.], 87 [Summary credit for respondent ACH activity.], 88 [Summary debit for respondent ACH activity.]	A code that identifies various types of debit and credit transactions. Portions of the code value can also be used to identify the account type associated with the transaction.
TraceNumber	[0..1]	String [0, 15]	Identifies each entry within a batch in an ACH input file.
OriginalTraceNumber	[0..1]	String [0, 15]	Contains the Trace Number as originally included on the Entry being returned or acknowledged or on the Prenotification being rejected or corrected.
IsRecurring	[0..1]	1\|0	Indicates if the item is a recurring transaction. If the attribute is not populated or not present in the XML instance document, then the default value is understood to be '0'.

For help, please contact the Treasury FMS Enterprise Data Architecture team.

Last Updated: 2011-11-14T05:53:51.296-05:00

This web site is informative only and may contain publishing errors/inconsistencies - please carefully review the appropriate XML Schema documents in the Download section.